دەستگەیشتن بەسەرمایە -
Market mapping of SMEs for access to finance programming
دەستگەیشتن بەسەرمایە -
Market mapping of SMEs for access to finance programming
This report outlines the results of a market mapping exercise undertaken by IOM in partnership with the Chambers of Commerce and Industry (CoCIs) and Iraqi Industries Federation in Baghdad, Kirkuk, Sulaymaniyah and Erbil. The analysis is based on 343 small and medium-sized enterprises (SMEs) referred by the CoCIs who agreed to participate in a screening interview. These firms were identified from over 3,000 listed in the records shared by the CoCIs, highlighting the need for updated national SME information systems.
IOM enumerators interviewed these firms by phone to screen suitable businesses and ascertain their interest in loans and business advisory services. The report classifies businesses based on their level of formality and investment readiness: interest in loans, bank accounts, tracking finances, and being registered with a ministry. Out of the firms surveyed, 154 (45%) are considered suitable for loan referrals and 149 (43%) may benefit from business advisory services to strengthen their investment readiness.